Guilty!

I must confess folks guilt is getting the best of me. A while back, the end of July to be exact, I wrote that I would share my financial situation (the budget) every other month. Well, that's not right! I was embarrassed to show how I failed the budget. So, I came up with some BS excused to blog budget updates every other month. I'm not being true to myself or you as my readers. Therefore, I apologize....

Negative People~Who Needs Em?

Negative people Irk my soul! I'm in a good mood lovin' life and here comes a so called friend of mine texting me some BS that I had nothing to do with. Small incidents have been consistently happening for almost a year and I am DONE with her. She has officially crossed the line... putting a damper on my good mood and creating tense atmospheres. Growth has taken over in my life and with all the goals that need to be focused on negativity is not welcomed! Holla!

Move Mountain!

Recently, my sistah girl and I had a similar situation regarding the almighty dolla (dollars) I should say. We both received a unanticipated notice via letter and or phone call regarding a debt ( not the same debt) but a debt that gives you the bubble guts. The kind of notice that could rock your world, immediately makes you panic internally so you dash for the bathroom Yeah! My sistah girl's notice came first. I cool in my world at that moment so I offer words of encouragement: Sistah girl please be encouraged and KNOW that this situation will be alright. (My Bible study mode is about to kick in). "...if you have faith as small as a mustard seed, you can say to this mountain, 'Move from here to there' and it will move. Nothing will be impossible for you." ~Matthew 17:20
Life is good for a few days my sistah girl is doing well then, my letter came and I was confused and upset! Sistah girl gave me the SAME EXACT words of encouragement and I was pissed! She bit off of my lines LOL! Seriously, trust and believe and God will definitely move that mountain!

Dealing with A Creditor

For about 3 weeks I've been called from a 1-800 # (creditor). Immediately, I re-subscribed to www.annualcreditreport.com to find nothing unusual (sigh). So why is this annoying creditor calling 4~5 times a day? Hesitantly, I called the creditor to find out who they are and why the frequent calls. I don't think the line rang one complete time before a rep answered.

Me: Hello, could I please have the name, address, phone and fax number of your company?

Straight up, the rep goes into speed mode reading some rehearsed BS about collecting a debt...wonk..wonk...wonk.

Me: Excuse me, could you also include the original creditor, account number and last date of activity on the account please?

Rep: Verify your name, SS#, address, and DOB?

Me: I stated my name initially when I called. I will NOT provide any other information during this call! Please answer the previous questions.

Rep: Mam, we are here to help you...
Word?! BS! Two can play at this game since the rep was trying to play me.

Me: You are a third party debt collector, as in, not the original creditor. Previously, I've requested that you cease all communication with me and you have chosen to continue. Your conduct thus far is unacceptable and borders on harassment. I do not wish to continue this call.

Rep: Wait! Our company information is... XXX Collections
NY, NY 12345
222-222-2222
Original Creditor
Account #
Thank you for calling! Click.
Dang! The rep hung up the phone quick...I guess they didn't want any trouble.

May God Be With You

Two Legends...

Mac & Hayes Family: May God comfort you during this difficult time. All prayers and blessings be with you. So sad…


Isaac Hayes


Bernie Mac

My Little One

I received a call from the little one's camp and my heart skipped a beat! Thank God everything's okay. Why assume the worst? Anywho, this past weekend was an exchange weekend so a couple campers left and the new campers hadn't arrived yet. My lil homey was homesick (Sad). I rushed so fast to FedEx to overnight a care package on a Sunday (Yeah imagine that!) of course they don't ship on Sundays (DAMN!). Next best thing was to ship FedEx same day...NOT! FedEx was "killing me softly" with the rates $118+ for a 1lb package not even an hour and a half away. USPS here I come...again, it was Sunday; I imagined that the post office was closed whateva; I tried anyway. Halleluiah! the post office was open and there was a nice customer rep who assured me that my lil man's care package would arrive by 3pm today for $12.60 (whew!)

Happy Birthday!

I have to blog on last weekend I had such a great time. Thank you to all who helped me celebrate my 2*th birthday (LOL!) you all made me feel fabulous.
Friday, Aug. 1st was my actual birthday and I skipped breakfast and went straight to lunch with my ma. Then, my lil man had a camp musical (how cute!) Following the musical I called my SOH who was a little short with me on the phone.
Me: Hey...I missed your call. How are you? Are you busy?
SOH: Are you home yet?
Me: No not yet
SOH: Call me when you get home.(Click)
O, I had a fit in my mind! The Leo in me was coming out and ready to roar. I was annoyed...it was my day! Word?! You gonna be unusually short with me on the phone?! I needed a minute to get myself togetha I began to sweat under my underarms I was so annoyed. I took the long way home to get my face togetha after my inner tantrum. Finally, I get home my ma was waiting for me with this HUGE smile spread across her face (WEIRD!) I'm like what are you smiling about?
Ma: Do you see anything unusual.
Me: No I don't...are you ready to go to dinner?
Ma: Look around!
Me: Ma, this is not the time to play hide and seek. Are u ready?
My ma brings out the most beautiful flowers I've ever seen. Awe...thanks ma you brought me flowers. Are you ready?
Ma: I didn't buy you flowers!
I rushed over to read the card (tear filled eyes) they were from my SOH! How sweet (sniff, sniff) I felt like a IDIOT for my inner tantrum earlier. I called SOH immediately!
Saturday, I took my lil man away to camp. I'm so proud of him...he's such a great independent lil boy and inspiration. This year is his third year at "sleep away" camp and we put a twist on things. In previous years his stay was only 7~10 days. Last summer he asked me if he could stay away at camp longer (For real young one?!) I said I would consider it (Dang that costs a couple dollars!). After talking with my SOH & brothers, the decision was made that he was going. Well, by the Grace of God he received a scholarship to attend camp for a additional week. So, this year he's away 14 days including 2 consecutive weekends. Can you say HIGH ANXIETY?! I'm sure he is having a wonderful time growing and creating lifetime experiences and memories.
After dropping the lil man off at camp I was out, gone...Ocean City, MD was calling my name. I had this new suit I HAD to wear! For years, I forgot the beach existed it had been years since I relaxed on the beach. Last year SOH & I went and had a great time! I'm hooked! This year my SISTAH & I chilled on the beach. That's a awesome birthday...God willing I will visit the beach every summer.

Growth

After looking at July and predicting the August budget I have decided for now to update every other month. Honestly, the budget is not doing well. I have been totally spent for the month of July and August. In previous posts I stated that the monthly budget is a work in progress...more work than progress. So, many stumbling blocks have been placed in my way. I'm not sad, scared, or confused. It's cool...no worries I believe that things are suppose to go down this way. Growth is happening in my life and I embrace it!